Flexible instant payouts for hospitality teams.
Improve operations, retention, and eliminate tax liabilities with a flexible, all-in-one solution for automating instant payouts and tax compliance.

Cashless tip payouts from your P.O.S.
Ferry tracks your employee’s earned tips, allows them to split tips with their support team, and instantly distributes their earnings—all from your Point-of-Sale.
Reduce the risk of fines from the IRS.
Comply with the IRS SITCIA regulation by automating secondary tip out tracking so you’re never left in the dark on how much was paid out to each employee.
Empower your team with choice.
Employees can choose how they want to get paid.
Employees can open a Ferry checking account that gives access to full banking features, debit card, cash-back, and more.
Ferry’s offers reloadable pay cards that can be given to employees in-store in order to get paid same-day.
Employees can also choose to just transfer their payment out of the Ferry wallet and into their own external bank account.
Reduce the risk of fines from the IRS.
Comply with the IRS SITCIA regulation by automating secondary tip out tracking so you’re never left in the dark on how much was paid out to each employee.
Empower your team with choice.
Employees can choose how they want to get paid.
Employees can open a Ferry checking account that gives access to full banking features, debit card, cash-back, and more.
Ferry’s offers reloadable pay cards that can be given to employees in-store in order to get paid same-day.
Employees can also choose to just transfer their payment out of the Ferry wallet and into their own external bank account.
Super-charge retention and productivity.
With Ferry, employees gain tip transparency and eliminate the need for managing cash to split tips after shift changes. Team members also get 3 payout choices and the same instant gratification of cash with payment popup alerts.
Ferry rates each employee based on tip collection volume and allow managers to see how much they earned to help improve productivity, and incentive increased performance.

We’re the most flexible solution.
Ferry is the only same-day payout solution that runs in your point-of-sale, handles secondary tip-outs and makes you IRS STICA compliant.
Managers and employees never have to log into a separate software. Their tip breakdown and tip out process is part of their end of shift flow within the point-of-sale.
Get protection from liability for taking tip credits and counting tips towards minimum wage requirements by automating the compliance with the IRS new reporting
Ferry auto-calculates tips for every employee, splits tips, and allocates the funds across employee accounts based on manager controls without the need for intervention.
Ferry’s employee cards and banking product is built specifically for the needs of service workers which improves their overall financial well-being and happiness at work
Frequently asked questions
Everything you need to know about the product and implementation.
Test the waters with a free 30-day pilot.
Let’s show you how easy it is to pay team members digitally, same-day. You can test Ferry with one or two restaurant locations in two states.