Tip management
is broken.

We fixed it.

Manual calculations, cash handling, compliance risk. Ferry automates the entire tip workflow, from POS to employee wallet, across every location you run.

200+
BJ's locations
66%+
Cash-carrying cost reduction
30
States covered
Smiling barista in apron holding two iced coffee drinks with straws at a café counter.
Ferry Tip Manager PM Shift TODAY'S TIPS $4,218 ↑ 18% vs last week STAFF ON SHIFT 22 TIP SPLIT PREVIEW Server $82 Bartender $64 Busser $38 Host $24 Runner $18

Integrates with the tools you already use

Positouch logo with stylized text in dark blue and black on a blue background.Aloha by NCR Voyix logo with a purple circular dot pattern in the letter O.Diagram showing the three main focus areas for product analytics: customer behavior, product usage, and product performance.Shift4 company logo with black text and blue circle around the number 4.Lightspeed company logo with stylized red symbol and black text.The blue PAYCHEX company logo on a transparent background.Clover Health logo with a green clover leaf and gray text on a white background.Gusto company logo in bold lowercase red letters.ADP company logo in red letters on a black background.White and orange stylized number 7 next to word Shifts in black letters.Square company logo with nested square icons.The word 'toast' in bold orange with the letter 't' shaped like a slice of bread.Positouch company logo with stylized text in blue and black.Aloha by NCR Voyix logo with a purple circular dot pattern in the letter O.Diagram showing the three main focus areas for product analytics: customer behavior, product usage, and product performance.The word 'toast' in bold orange with the letter 't' shaped like a slice of bread.White and orange stylized number 7 next to word Shifts in black letters.ADP company logo in red letters on a black background.Gusto company logo in bold lowercase red letters.Clover Health logo with a green clover leaf and gray text on a white background.The blue PAYCHEX company logo on a transparent background.White and orange stylized number 7 next to word Shifts in black letters.Lightspeed company logo with stylized red symbol and black text.

Start with tips. Grow from there.

Ferry Tip Manager gets you live in days. When you're ready, Ferry Pay follows naturally – same platform, same team, no cold starts.
Step 01

Ferry Tip Manager

Every split, every role, every state – automatically.

Connect your POS and set your pooling rules once. Ferry calculates tips for every shift – across every role, every location, every state . No manager input. No spreadsheet.

Ferry Tip Manager PM Shift TODAY'S TIPS $4,218 ↑ 18% vs last week STAFF ON SHIFT 22 TIP SPLIT PREVIEW Server $82 Bartender $64 Busser $38 Host $24 Runner $18
ferry •••• •••• •••• 4821 VALID THRU 09/27 MARIA GONZALEZ VISA No fees Instant access
Step 02

Ferry Pay

When workers win, operators win.

Ferry Pay handles distribution, pay cards, and earned wage access – all in one. Tips land on a Visa® at shift end. Workers can access earned wages before payday. No bank account needed. Happy workers stay, and that saves you.

Step 03

Live in days. Grow when you're ready.

Ferry sends payroll-ready files automatically, so procurement is faster and go-live takes days not months. Ferry Pay follows when the time is right – not as a hard sell.

Payout Timeline 11:00 PM Shift ends — tips calculated 11:01 PM Ferry Pay initiated 11:02 PM Instant: Pay Card funded 8:00 AM Same-day: Bank deposit

Before and after Ferry.

Without Ferry

×
2+ hours of tip math per night
×
Spreadsheet errors and disputes
×
Manual compliance tracking
×
Cash envelopes or payroll delays
×
Staff leaving over pay frustration

With Ferry

Automated tip distribution at shift end
Calculation accuracy, down to the cent
Multi-state compliance, always current
Instant payouts via the Ferry Pay Card
Workers paid on time, every time

Your team worked for those tips.
They shouldn't have to wait for them.

4.3 million tipped workers in the US. Most are still waiting days for money they earned last night. Ferry changes that – tips land automatically at shift end, and workers can access earned wages before payday.

When workers feel financially secure, they show up. They stay. They don't call out on a Friday night. That's the operator ROI – and it compounds.

Female bartender talking to male bartender who is preparing cocktails behind the bar.

Shift ends at 11pm

Tips are calculated automatically the moment your team clocks out.
Two people washing dishes in an industrial kitchen, one spraying water, the other holding a plate.

Money lands on their card

Instant payouts via the Ferry Pay Card. No bank account needed.
Female server wearing black apron holding two plates of pasta dishes in a busy restaurant.

Payday isn't the only payday

Earned wage access lets workers tap into what they've already earned, anytime.
The right pay at the right time.
Every shift, every location.

How BJ's Restaurants eliminated cash tip payouts across 200+ locations.

66%+
Cash cost reduction
200+
Locations live
30
States covered
Pre-Covid retention
rates restored
★★★★★
"Ferry has transformed how we handle tip distribution across all of our locations. What used to take hours now happens automatically – and our team trusts the numbers."
JG
Jake Guild
SVP & CAO, BJ's Restaurants

Connects to your stack

Ferry plugs into the POS, payroll, and scheduling tools your team already uses.
View our Integrations
The word 'toast' in bold orange with the letter 't' shaped like a slice of bread.
Square company logo with nested square icons.
White and orange stylized number 7 next to word Shifts in black letters.
ADP company logo in red letters on a black background.
Gusto company logo in bold lowercase red letters.
Clover Health logo with a green clover leaf and gray text on a white background.
Lightspeed company logo with stylized red symbol and black text.
The blue PAYCHEX company logo on a transparent background.
QuickBooks logo with white lowercase qb on green square and black text QuickBooks to the right.
Aloha by NCR Voyix logo with a purple circular dot pattern in the letter O.
Blue triangular shape with a concave notch on the right side on a white background.
Heartland logo text with 'Restaurant Point of Sale' below.

Your team closes tonight.
Ferry handles the rest.

Proven at restaurants operating at scale. Built for yours.

Go live in days, not months. No HRIS integration required. Start with Ferry Tip Manager and grow from there.

Book a Chat
Automated tip management for multi-
location restaurants.
© 2026 Ferry. All rights reserved.
Ferry is a financial technology company, not a bank. Banking services are provided by Community Federal Savings Bank, Member FDIC.
Card is issued by Community Federal Savings Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.