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A digital wallet that serves your financial needs.

Ferry’s digital wallet gives you the ability to get paid faster,  earn more, and spend, save, or transfer on your terms.

Get paid instantly, on your terms.

It’s your money, spend it or send it however you’d like. Earn even more with Cash Back and offers to get extra cash to spend with our partners.

Digital Wallet

Ferry offers a digital wallet for you to get your tips same-day. You can spend with your Payroll Card or withdraw cash from an ATM.

Unlimited Cash-back

External Transfer

You can also choose to transfer your funds out of your Ferry
digital wallet and into any external bank account via standard
ACH or instant transfer.

Instant Transfers
Pay Bills

Manage your money worry-free

Made for everyday

Your Ferry account makes it easy to manage money, pay bills, track spending, and instantly transfer funds to anyone, anywhere in the US.

Secure spending

Safeguard your account from unauthorized charges with real-time transaction alerts, card freezing, and protection under the Visa Zero Liability Policy.

Secure deposits

Your funds are safe with bank-level security testing and are FDIC insured up to $250,000 with Community Federal Savings Bank, member FDIC.

Cash convenience

Withdraw cash anytime, anywhere in the US, at one of our 40,000 in-network and fee-free ATMs or at any ATM with the Visa logo for a fee.

Make every day
payday. Coming Soon

For employees that don’t earn tips, Ferry offers instant access to a percentage of your earned income as soon as your shift ends to use however you’d like.

Immediate Wages

See your earned wages and available wage balance in real-time and have immediate access to your daily earnings whenever you need it.

No Repayment Fees

Ferry isn’t a loan—it’s the money you actually earned that day. We handle the complexities of tax withholdings and payroll reporting so you can get your cash.

Earn unlimited Cash Back as you spend.

Ferry has thousands of Cash Back offers that are automatically applied to your account when you spend. And, there’s no limit to what you can earn!

Restaurants and businesses
In-store and
online retailers
Up to 40%
Cash Back on hotels and flights