Banking that serves your everyday life.
Ferry is all-in-one banking solution that gives you the choice of a payroll card, checking account with debit card, and instant external transfers to pay and get paid—instantly.

Get paid instantly on your terms.
Open Ferry Checking account for access to unlimited cash back, partner perks, Visa Debit card and full banking features.
Get a reloadable, employer specific payroll card to get you tips same day and use it anywhere Visa Debit is accepted.
Access your tips same-day via your Ferry wallet and instantly send your cash to any existing bank account your own.
Worry-free money management.
Your Ferry account makes it easy to manage money, pay bills, track spending, and instantly transfer funds to anyone, anywhere in the US.
You’re always protected from unauthorized charges with real-time transaction alerts, card freezing, and a 100% fraud reimbursement guarantee.
Your funds are safe with frequent security tests and are FDIC insured up to $250,000 through Thread Bank, member FDIC.
You can access over 55,000 surcharge-fee Allpoint ATMs worldwide so you can withdraw cash locally or wherever your travels may take you.
Make every day a payday.
For employees that don’t earn tips, Ferry Forward offers instant access to a percentage of your earned income as soon as your shift ends to use however you’d like.
See your earned and available wage balance in real-time and have immediately access your what your earned that day whenever you need it.
Ferry Forward isn’t a payday loan—it’s the money you actually earned that day. We handle the complexities of withholdings and payroll reporting so you can get your paid right away without instant transfer fees or interest.

Earn unlimited cash-back as you spend.
Ferry has thousands of cash back offers that are automatically applied to your account when you spend. And, there’s no limit what you can earn!
Local restaurants and businesses with Cash Back.
Retail brands with online and in-store Cash Back.
Airports and their retailers with cash-back offers.
Savings on flights, hotels and rental cars.
Make every day a payday.
For employees that don’t earn tips, Ferry Forward offers instant access to a percentage of your earned income as soon as your shift ends to use however you’d like.
See your earned and available wage balance in real-time and have immediately access your what your earned that day whenever you need it.
Ferry Forward isn’t a payday loan—it’s the money you actually earned that day. We handle the complexities of withholdings and payroll reporting so you can get your paid right away without instant transfer fees or interest.
Earn unlimited cash-back as you spend.
Ferry has thousands of cash back offers that are automatically applied to your account when you spend. And, there’s no limit what you can earn!
Local restaurants and businesses with Cash Back.
Retail brands with online and in-store Cash Back.
Airports and their retailers with cash-back offers.
Savings on flights, hotels and rental cars.

Frequently asked questions
Everything you need to know about the product and implementation.
Can’t find the answer you’re looking for? Please contact our support team.